You are about to sign a lease and your lessor or the real estate agency which represents the lessor is asking you to provide a security deposit.

The rental security deposit is money equivalent to three months’ rent, used by the lessor or real estate agency to pay any damage caused by the tenant during the term of the lease or collect rent arrears after the tenant has left.

With Firstcaution, you can give this deposit to the lessor or agency without having to put money into a bank deposit account and freezing such money.

How much does it cost?

With Firstcaution you can provide the landlord with a rent guarantee without tying up money in the bank. You will be charged an annual premium in consideration.

For the first year, the premium depends on the inception date of the lease. Whatever the amount of the guarantee, the premium is calculated by reference to the table below:

Do not pay a full year unnecessarily

Attractive premiums calculated from the date you move in

Graphic with the premium costs

From the second year, the annual premium is 5% of the amount of your guarantee + CHF 20 management fee + federal stamp duty.


Start of the lease 01.07.2017
Amount of the rent guarantee: CHF 3’500.-
Premium 2017: CHF 100.-
Prime 2018: CHF 204.75

Your benefits

  • Freedom

Rent your home without putting 3 months’ rent into a deposit account.

Use your money as you want.

  • Rapidity

Sign up and receive your security deposit the same day

It is easy and rapid to sign in. We will process your application and send to your real estate agency or lessor the security deposit certificate.

Don’t pay until you have received your security deposit. An invoice will be sent to you later.

  • Reliability

Firstcaution is a Swiss insurance company approved by FINMA

The security deposit which we deliver is secure.

We work with the most reputable real estate agencies in Switzerland.

In case of damage, we will pay as soon as we receive supporting documents signed by the tenant and real estate agency/lessor.

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